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ACCURATE AS OF:
CERTIFICATE OF DEPOSIT ACCOUNTS
$24,999.99** and Under |
Account |
Interest Rate |
APY |
60 Month
|
3.40% |
3.43% |
48 Month
|
3.40% |
3.43% |
42 Month
|
3.40% |
3.43% |
36 Month
|
3.50% |
3.53% |
30 Month
|
3.60% |
3.63% |
24 Month
|
3.80% |
3.84% |
18 Month
|
3.90% |
3.94% |
12 Month
|
4.10% |
4.14% |
182 Day
|
4.10% |
4.14% |
91 Day
|
3.80% |
3.85% |
IRA, SEP, KEOGH
|
4.00% |
4.08% |
Variable Rate IRA
|
3.50% |
3.56% |
|
$25,000.00 - $99,999.99 |
Account |
Interest Rate |
APY |
60 Month
|
3.50% |
3.53% |
48 Month
|
3.50% |
3.53% |
42 Month
|
3.50% |
3.53% |
36 Month
|
3.60% |
3.63% |
30 Month
|
3.70% |
3.73% |
24 Month
|
3.90% |
3.94% |
18 Month
|
4.00% |
4.04% |
12 Month
|
4.20% |
4.24% |
182 Day
|
4.20% |
4.24% |
91 Day
|
3.90% |
3.96% |
IRA, SEP, KEOGH
|
4.00% |
4.08% |
Variable Rate IRA
|
3.50% |
3.56% |
|
$100,000.00 and Over |
Account |
Interest Rate |
APY |
60 Month
|
3.60% |
3.63% |
48 Month
|
3.60% |
3.63% |
42 Month
|
3.60% |
3.63% |
36 Month
|
3.80% |
3.84% |
30 Month
|
3.90% |
3.94% |
24 Month
|
4.00% |
4.04% |
18 Month
|
4.20% |
4.24% |
12 Month
|
4.40% |
4.45% |
182 Day
|
4.40% |
4.45% |
91 Day
|
4.00% |
4.06% |
IRA, SEP, KEOGH
|
4.10% |
4.18% |
Variable Rate IRA
|
3.50% |
3.56% |
|
OTHER INTEREST BEARING ACCOUNTS
FreedomBank Money Market |
$5,000 minimum opening balance |
$5 monthly service charge for average current balance less than $5,000 |
$10 per debit item fee over 6 debits |
Average Daily Balance |
APY |
$0.01 - $4,999.99 |
0.05% |
$5,000 - $49,999.99 |
0.10% |
$50,000 - $99,999.99 |
0.15% |
$100,000 - $249,999.99 |
0.25% |
$250,000 & over |
0.40% |
|
FreedomBank HSA |
$3 monthly administrative fee for average balance less than $500. |
Unlimited debits |
Free debit card |
Average Daily Balance |
APY |
$0.01 - $499.99 |
0.05% |
$500 - $9,999.99 |
0.05% |
$10,000 & over |
0.10% |
|
Checking and Savings |
Product |
APY |
FREEDOMPLUS CHECKING |
0.10% |
$2,500 minimum opening deposit. |
$10.00 monthly service charge for average current balance less than $2,500.00. |
SAVINGS |
0.10% |
|
APY = Annual Percentage Yield.
**$1,000 minimum deposit required to open certificates - except kid's CDs require a $500 minimum deposit. Substantial penalty for early withdrawals apply to all certificates. Retirement accounts insured up to $250,000 by the FDIC.