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Farmers State Bank
FreedomBank

ACCURATE AS OF:  

CERTIFICATE OF DEPOSIT ACCOUNTS

$24,999.99** and Under
Account Interest Rate APY
60 Month 3.40% 3.43%
48 Month 3.40% 3.43%
42 Month 3.40% 3.43%
36 Month 3.50% 3.53%
30 Month 3.60% 3.63%
24 Month 3.80% 3.84%
18 Month 3.90% 3.94%
12 Month 4.10% 4.14%
182 Day 4.10% 4.14%
91 Day 3.80% 3.85%
IRA, SEP, KEOGH 4.00% 4.08%
Variable Rate IRA 3.50% 3.56%
$25,000.00 - $99,999.99
Interest Rate APY
3.50% 3.53%
3.50% 3.53%
3.50% 3.53%
3.60% 3.63%
3.70% 3.73%
3.90% 3.94%
4.00% 4.04%
4.20% 4.24%
4.20% 4.24%
3.90% 3.96%
4.00% 4.08%
3.50% 3.56%
$100,000.00 and Over
Interest Rate APY
3.60% 3.63%
3.60% 3.63%
3.60% 3.63%
3.80% 3.84%
3.90% 3.94%
4.00% 4.04%
4.20% 4.24%
4.40% 4.45%
4.40% 4.45%
4.00% 4.06%
4.10% 4.18%
3.50% 3.56%

OTHER INTEREST BEARING ACCOUNTS

FreedomBank Money Market
$5,000 minimum opening balance
$5 monthly service charge for average current balance less than $5,000
$10 per debit item fee over 6 debits
Average Daily Balance APY
$0.01 - $4,999.99 0.05%
$5,000 - $49,999.99 0.10%
$50,000 - $99,999.99 0.15%
$100,000 - $249,999.99 0.25%
$250,000 & over 0.40%
FreedomBank HSA
$3 monthly administrative fee for average balance less than $500.
Unlimited debits
Free debit card
Average Daily Balance APY
$0.01 - $499.99 0.05%
$500 - $9,999.99 0.05%
$10,000 & over 0.10%
Checking and Savings
Product APY
FREEDOMPLUS CHECKING 0.10%
$2,500 minimum opening deposit.
$10.00 monthly service charge for average current balance less than $2,500.00.
SAVINGS 0.10%

APY = Annual Percentage Yield.
**$1,000 minimum deposit required to open certificates - except kid's CDs require a $500 minimum deposit. Substantial penalty for early withdrawals apply to all certificates. Retirement accounts insured up to $250,000 by the FDIC.